Showing posts with label Fun Tidbits. Show all posts
Showing posts with label Fun Tidbits. Show all posts

Wednesday, May 30, 2012

Stop trying to seem perfect.
Accept your faults. Make mistakes.
Hang yourself out there. Try and fail. Be gracious when you fail.

When you do, people will definitely remember you because people who are willing to fail are rare... and because people who display grace and humility, especially in the face of defeat, are incredibly rare.


Wednesday, April 18, 2012

Does Birth Order Affect Your Credit Score?

birth order finances
Photo courtesy Parents Connect
Siblings – can’t live with them and can’t live without them. Chances are you have at least one sibling, maybe a handful of them. Depending on your birth order in the family, you have had to deal with certain circumstances in your life. For example, if you were the eldest child, you were most likely harder on yourself to please your parents and always expected to be mature and responsible. Or if you were the youngest sibling, you perhaps received more attention from your family members and got away with many of your mischievous ways. If you are an only child, do not think that that didn’t affect you!
Birth order plays a huge part in the makeup of our personalities and traits. So it should be no surprise that it can affect your credit score and how you handle finances, as well.

The Oldest Child

Usually the oldest child has the most responsibility among the rest of his siblings. They are most likely to be in control of their lives and organized. Therefore, when it comes to finances, they are more likely to be in a financially stable place. They pay bills on time, keep steady jobs, and make wiser financial decisions. Older children will tend to have higher credit scores because they have handled their finances better – meaning no late payments or filing for bankruptcy.
Among eldest children, there is also a drive to be perfect and to be seen as the best. This can also lead to some downfall in the finance area, though. They may be more likely to pressure themselves into unrealistic financial goals. They may also overwork themselves to be seen as prominent and dependable.

The Middle Child

Not the oldest, but still not the youngest. The middle child can tend to have the best of both personalities, since they, in a sense, play the “authority” to their younger sibling(s), yet are under the control of their eldest sibling. As the middle child, you were raised to solve your own problems and to come up with inventive ideas to survive amongst your siblings.
Some middle children are natural savers and are more likely to have more money stashed away. Other middle children approach their finances like a balancing act. They look like they have it all under control, but in reality, their finances are a secret mess. However, since they are problem solvers, the middle child deals with this mess by paying off credit card debts with another credit card or by taking loans from family or friends. Even though they are not financially stable, they appear to be when it comes to their credit score.

The Youngest Child

As the youngest child, you were most likely spoiled by your parents and hated by your siblings. Or, you heard this mantra day after day, “Why can’t you be more like your sister/brother?” No matter how you were brought up, chances are you were held less accountable for your actions. This means that when it comes to your finances, you are in a hole.
You most likely have debt because you were trying to prove yourself to your family and loved ones or perhaps buy your parents’ love. The credit score of younger siblings tends to be lower, because younger siblings are more likely to forget to make payments on bills and accumulate more debt.

The Only Child

Just because you do not have siblings does not mean you are exempt from your birth order affecting your financial personality. Only children definitely are more spoiled in the long run. They do not have to share the love of their parents with any competitors. So when it comes to their finances, they are more likely to be risk takers. They feel competent with their abilities, and they are not afraid to spread their wings. Because of this quality, only children will either be highly successful and horribly unsuccessful. It depends on the risks they take.
While many people tend to have similar financial traits as those who are in the same birth order as them, not everyone will fit into this mold. There are many older siblings who are bankrupt and irresponsible, as well as many younger siblings who are successful and frugal.
What is your birth order and how has it affected your finances and credit score?

Article by: 

Tuesday, April 17, 2012

“If people believe in themselves, it’s amazing what they can accomplish.”  ~Sam Walton

Friday, March 16, 2012

How Irish are you on MARCH 17th? Have a CRAIC on me!

How Irish are you on this Day? Did you know.....

 

Ireland has always been a land of myth and legend from leprechauns to fairies, but sometimes truth is stranger than fiction. In honor of  St. Patricks Day here are some of the strangest and weirdest facts about Ireland.
 
St. Patrick - St Patrick is credited to bringing, or broadening Christianity in Ireland and we celebrate his life for this, the faith he brought has been the reason for a legacy of strife. St. Patrick was not from Ireland but was captured and taken there as a slave.

The shamrock is associated with Ireland because of the legend surround Saint Patrick and how he taught the concept of the Holy Trinity of the Father, Son, and the Holy Ghost. The people could not understand and so he reached down and pulled out a common plant, the shamrock with one stem. He held it up and said there is only one stem, but three leaves. The four -leaf clover is often confused with the shamrock. While the four-leaf clover is a symbol of good luck, the three-leafed shamrock is mainly an Irish Christian symbol of the Holy Trinity and has a different significance.
The Irish Fairy - Catherine Kelly, called the "Irish Fairy," was the smallest Irish woman in history. At a slight height of 34 inches and a weight of 8 pounds, she died in 1785. She was just slightly larger than a newborn infant.  In the early 1780s a Miss Catherine Kelly (34 inches tall) went on "Dwarfism tour", where she met, a young man, 'a dealer in Manchester goods' who fell in love with Catherine, and pursued her. Catherine Kelly and her anonymous husband continued on her tour, and when she fell pregnant, their revenues increased.  She died at age 29 giving birth to their child, about six hours after her death, delivered of a large and full-grown child, twenty-two inches and a half long and weighing seven pounds. The child lived about two hours after its birth. 
 
If you are a lover of the dark, smooth stout Guinness, it may interest you to know that the original brewery in Dublin signed a 9,000 year lease on its property for $65 annually. No one will be stealing their right to the land in this lifetime, ensuring that the beer beloved by the world will continue to quench thirsts for years to come.
 
Irish Marriage & Divorce: Although the first divorce ever granted in Ireland was in 1997, up until the 1920’s, couples in Ireland could legally be married on St. Brigid's Day (February 1st) in Teltown, County Meath, by walking towards each other. They could divorce on St. Brigid’s day the following year by walking away from each other at the same spot.  Keep in mind though -
Medieval laws in Ireland allowed a man to divorce his wife if she damaged his honor through infidelity, thieving or “making a mess of everything.”


Erin go braugh is a phonetic version of "Éirinn go brách," which in Irish (Gaelic) means "Ireland Forever." It was an Irish blessing used to express allegiance to Ireland.
 

The Blarney Stone in Ireland has been named as the most  'unhygienic' tourist  attraction in the world.  It is kissed by more than 400,000 people each year and is now said to give you more than 'the gift of the gab' now!

For over 200 years, world statesmen, literary giants, and legends of the silver screen have joined the millions of pilgrims climbing the steps to kiss the Blarney Stone and gain the gift of eloquence. Its powers are unquestioned but its story still creates debate.

Once upon a time, visitors had to be held by the ankles and lowered head first over the battlements. Today, we are rather more cautious of the safety of our visitors. The Stone itself is still set in the wall below the battlements. To kiss it, one has to lean backwards (holding on to an iron railing) from the parapet walk. The prize is a real one as once kissed the stone bestows the gift of eloquence.


 Other Fun Facts

If you are searching for the city with the longest name in Ireland, look no further than Muckanaghederdauhaulia. Located in County Galway, try saying that name five times    fast. Muckanaghederdauhaulia means "pig-marsh between two saltwaters."

 If you loved the movie "Babe," you will enjoy knowing that back in the olden days, a pig often lived in the house with the family on an old Irish farm. Considered a part of the family, he was often known as "the gentleman who pays the rent." One has to wonder if these little gentlemen were house trained. And if the family avoided cooking and eating bacon in front of them.

Irish Windmills: Windmills around the world always turn in a counter-clockwise direction... except for the windmills in Ireland which turn clockwise

Tallest Irish Twins: The tallest identical twins in recorded history were the Knipe Brothers from Magherafelt in County Derry, Ireland. The Knipe Brothers, born in 1761, were 7' 2" tall.

Irish blood runs thick in American leadership. According to various historians, well over 40% of the United States' past presidents have some Irish ancestry. Barack Obama is Irish: his great great grandfather came from Moneygall, County Offaly, Ireland.

 The Irish consume in average 131.1 liters of beer per year – the 2nd highest per-capita consumption after the Czech Republic.
 
Belfast, the capital city of Northern Ireland is where the famous Titanic ship was built.

An odd Irish birthday tradition is to lift the birthday child upside down and give his head a few gentle bumps on the floor for good luck. The number of bumps should allegedly correspond to the child’s age plus one.

According to one rather obscure Irish legend, a ringing in your ears means a deceased friend stuck in Purgatory is ringing a bell to ask for you to pray for him/her.  

Baileys Irish Cream which was launched in Ireland in the early seventies, is now the most popular liqueur in the world. 

 The Irish tricolor flag, created in 1848, was designed to reflect the country's political realities. Orange stands for Irish Protestants, green for Irish Catholics and the white stripe for the hope that peace might eventually be reached between them. 

Ireland is the world’s only country with a musical instrument for a national symbol: the harp. 


Craic . . . first of all, it is pronounced "Crack". Put simply, having craic is having a good time or a laugh. However, due to an unfortunate similarity in pronunciation with a well-known and illegal narcotic substance, not everyone gets the right idea about it.

Hope you had a "CRAIC" reading this and
May your neighbors respect you, Troubles neglect you, The angels protect you, And Heaven accept you.

HAPPY ST. PATRICKS DAY

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Please feel free to call me for any of your real estate needs, including an online market if you are a seller, or finding a home in Waukesha County, Jefferson County, Dodge County, Washington County, Milwaukee County or any county in Wisconsin. Real Estate is an excellent investment!
When you are looking at buying a Waukesha county home , real estate agent, finding a Waukesha real estate agent, finding a Delafield, Chenequa, Pewaukee, Oconomowoc, Hartland, Waukesha, Wales, Mukwonago, Wales,New Berlin, Brookfield, Dousman, Eagle or any other of the great municipalities in Waukesha County,Wisconsin.
If looking for LAKE COUNTRY LIVING on one of Waukesha County's great lakes: Nagawicka, Pewaukee, Pine, Beaver, Okauchee, Moose, North, Oconomowoc,I would be glad to help you in any relocation to Waukesha County, or help in buying a home in Waukesha County, or selling a home in Waukesha County. I strongly encourage any seller that is looking to market their property this year to get a sound feeling for what it is worth. Real estate in Waukesha County is now an excellent investment, prices of superb, selection is great, and the rates are outstanding.
When you are looking at buying a Jefferson County home , or DODGE County real estate agent, finding a Watertown real estate agent, finding a Jefferson, Johnson Creek, Fort Atkinson, Ixonia, Lake Mills, Hartford, Ashippun, Slinger, Beaver Dam,or any other of the great municipalities in Jefferson County or Dodge,Wisconsin.
Please feel free to call me for any of your real estate needs, including an online market if you are a seller, or finding a home in Waukesha County, JEFFERSON County, Washington County, Dodge County, Milwaukee County. Real Estate in Waukesha County is an excellent investment!


262-893-5555 Office/Cell
(888) 872-0526 
Direct Fax

 
Proudly Serving Southcentral and Southeastern Wisconsin with Referrals from my Clients
 
Look for properties across Wisconsin on MLS at http://www.lisabear.com

ButtonsHut.com
 
 
 

Tuesday, March 6, 2012

Happy 100th Birthday Oreo

Best Selling Cookie of the 20th Century

Love this tasty chocolate wafer with white filling.  

I prefer to dunk the entire cookie in milk, how do you eat your OREO?

Wednesday, February 29, 2012

Calling all Leapers and Leaplings




Why TAKE A LEAP?
Leap years are added to the calendar to keep it working properly. The 365 days of the annual calendar are meant to match up with the solar year. A solar year is the time it takes the Earth to complete its orbit around the Sun — about one year. But the actual time it takes for the Earth to travel around the Sun is in fact a little longer than that—about 365 ¼ days (365 days, 5 hours, 48 minutes, and 46 seconds, to be precise). So the calendar and the solar year don't completely match—the calendar year is a touch shorter than the solar year.

It may not seem like much of a difference, but after a few years those extra quarter days in the solar year begin to add up. After four years, for example, the four extra quarter days would make the calendar fall behind the solar year by about a day. Over the course of a century, the difference between the solar year and the calendar year would become 25 days! Instead of summer beginning in June, for example, it wouldn't start until nearly a month later, in July. 

WHO TOOK THE FIRST LEAP?

The Egyptians were the first to come up with the idea of adding a leap day once every four years to keep the calendar in sync with the solar year. Later, the Romans adopted this solution for their calendar, and they became the first to designate February 29 as the leap day.
  
LEAP DAY FUN FACTS

*  Persons born on leap day, February 29, are called "leaplings" or "leapers."

* According to the Guinness Book of Records, the only verified example of a family producing three consecutive generations born on February 29 is that of the Keogh family.
Peter Anthony was born in 1940, his son Peter Eric in 1964 and Peter's daughter Bethany Wealth in 1996. 

* NEXT LEAP DAY - MONDAY, FEBRURAY 29th - 2016

Every year that is divisible by four is a leap year. 

*  The US Presidential elections are held during Leap Years

*  Every February 29th, NO MAN IS SAFE, it’s okay for a woman to buck convention and propose marriage to the man of her choice. If the man refuses, he then is obligated to give the woman money or buy her a dress. In upper-class societies in Europe, if the man refuses marriage, he then must purchase 12 pairs of gloves for the woman, suggesting that the gloves are to hide the woman's embarrassment of not having an engagement ring.

 SO......ARE YOU A LEAPER or A LEAPLING?
 
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Please feel free to call me for any of your real estate needs, including an online market if you are a seller, or finding a home in Waukesha County, Jefferson County, Dodge County, Washington County, Milwaukee County or any county in Wisconsin. Real Estate is an excellent investment!

When you are looking at buying a Waukesha county home , real estate agent, finding a Waukesha real estate agent, finding a Delafield, Chenequa, Pewaukee, Oconomowoc, Hartland, Waukesha, Wales, Mukwonago, Wales,New Berlin, Brookfield, Dousman, Eagle or any other of the great municipalities in Waukesha County,Wisconsin.

If looking for LAKE COUNTRY LIVING on one of Waukesha County's great lakes: Nagawicka, Pewaukee, Pine, Beaver, Okauchee, Moose, North, Oconomowoc,I would be glad to help you in any relocation to Waukesha County, or help in buying a home in Waukesha County, or selling a home in Waukesha County. I strongly encourage any seller that is looking to market their property this year to get a sound feeling for what it is worth. Real estate in Waukesha County is now an excellent investment, prices of superb, selection is great, and the rates are outstanding.

When you are looking at buying a Jefferson County home , or DODGE County real estate agent, finding a Watertown real estate agent, finding a Jefferson, Johnson Creek, Fort Atkinson, Ixonia, Lake Mills, Hartford, Ashippun, Slinger, Beaver Dam,or any other of the great municipalities in Jefferson County or Dodge,Wisconsin.

Please feel free to call me for any of your real estate needs, including an online market if you are a seller, or finding a home in Waukesha County, JEFFERSON County, Washington County, Dodge County, Milwaukee County. Real Estate in Waukesha County is an excellent investment!


262-893-5555 Office/Cell
(888) 872-0526 
Direct Fax

 
Proudly Serving Southcentral and Southeastern Wisconsin with Referrals from my Clients
 
Look for properties across Wisconsin on MLS at http://www.lisabear.com

ButtonsHut.com
 
 








Tuesday, February 28, 2012

The Psychology of Color: What does it mean?

The Psychology of Color: What does it mean?

Great article by MARKET READY REAL ESTATE

http://marketreadyrealestate.com/psychology-color-mean/

 Copyright © 2012 Market Ready Real Estate.

How does the psychology of color affect your life?  What does it all mean?  I love color and how it can enhance your mood, make a space feel warm and cozy, or cool and breezy. If color makes you feel a bit confused, then maybe this will help you out….

Using the right colors in your branding can mean big money to your business.  The wrong ones can mean utter failure.  If you are thinking about creating marketing literature or logos, you should do a little research to make sure that you are sending the right message to your potential clients.  You can learn a little more about color psychology in marketing from The Blake Project.


But even more than that, I think that learning what your favorite color can mean about your personality is quite interesting….
What is your favorite color?  Check out this chart and find out what it may secretly say about you.  If you really want to have a little fun, you might try this online color personality quiz too…
color personality
Now, do you know what color to paint your next room?

Monday, October 24, 2011

What a great community Oconomowoc Wisconsin is......

You should think about moving to Oconomowoc!
An Oconomowoc dentist has a sweet idea for all your child's Halloween candy leftovers. He wants to buy that candy to prevent cavities. But he also plans to send it to American troops serving overseas.
cash for candy
Dr. James Michaels says he's seen his fair share of tooth problems. While most of them have involved adults, he says the kids are the ones suffering from toothaches.

"I've seen more and more tooth decay in children than I ever have before, and it's from the candy consumption and the soda consumption," said Dr. Michaels.





Dr. Michaels plans to give $1 plus a new toothbrush for every pound of candy he collects. In turn, he'll donate those sweet treats to military troops overseas via Operation Gratitude.
This is Dr. Michaels' third year collecting candy for troops. He's average more than 200 pounds each year.
Dr. Michaels will be holding a special mass candy collection the day after Halloween. You can drop off your candy at his clinic on Tuesday, November 1st from 3:30 p.m. until 5:30 p.m. His office is located in Oconomowoc at 819 Summit Ave.


Please feel free to call me for any of your real estate needs, including an online market if you are a seller, or finding a home in Waukesha County. Real Estate in Waukesha County is an excellent investment!
When you are looking at buying a Waukesha county home , real estate agent, finding a Waukesha real estate agent, finding a Delafield, Chenequa, Pewaukee, Oconomowoc, Hartland, Waukesha, Wales, Mukwonago, Wales,New Berlin, Brookfield, Dousman, Eagle or any other of the great municipalities in Waukesha County,Wisconsin.
If looking for LAKE COUNTRY LIVING on one of Waukesha County's great lakes: Nagawicka, Pewaukee, Pine, Beaver, Okauchee, Moose, North, Oconomowoc,I would be glad to help you in any relocation to Waukesha County, or help in buying a home in Waukesha County, or selling a home in Waukesha County. I strongly encourage any seller that is looking to market their property this year to get a sound feeling for what it is worth. Real estate in Waukesha County is now an excellent investment, prices of superb, selection is great, and the rates are outstanding.


262-893-5555 Office/Cell
(888) 872-0526 
Direct Fax

 
Proudly Serving Southcentral and Southeastern Wisconsin with Referrals from my Clients
 
Look for properties across Wisconsin on MLS at http://www.lisabear.com

ButtonsHut.com
 
 
 

Thursday, July 21, 2011

2012 US Women's Open , Blackwolf Run Golf - Kohler Wisconsin

We NEED YOU!!!
The 2012 U.S. Women's Open is scheduled for July 2-8.
 
 
 
 Jill Martin and Lisa Bear are serving as Hole Captains for the EWGA Milwaukee at the 2012 US Women's Open being held at Blackwolf Run next summer.  
 
We need to get 20 more volunteers (marshals) for our group.  Please consider helping out!!! Below is an email with information about how to register to volunteer to be a Marshal at the event if you are interested and what you get as part of your registration and payment.  Please note the registration deadline of AUGUST 31, 2011!!!
 


For a one-time registration fee of $150, volunteers will receive exclusive benefits including unadvertised opportunities through The American Club Resort. (We just golfed BLACKWOLF for FREE on Tuesday). Those who volunteer for the 2012 U.S. Women’s Open will also receive first access to volunteer opportunities at future championships including the 2015 PGA Championship and the 2020 Ryder Cup.

The 2012 U.S. Women’s Open Volunteer Package includes an assortment of exclusive benefits:
- One volunteer badge that allows you access to the championship all seven days
- Two official volunteer golf shirts
- One official volunteer wind jacket
- One official volunteer hat or visor
(the attire is of good quality and isn't hokey)
- Commemorative volunteer pin
- Food & beverage vouchers
- 50% off of Championship Badge
 - Complimentary parking all week
- 15 percent off all purchases made in the 2012 U.S. Women’s Open Merchandise Pavilion during the week of the championship
- Exclusive unadvertised opportunities at The American Club Resort throughout 2011 and 2012 (Including some great deals for golf this coming LABOR DAY!
- Complimentary subscription to the Volunteer E-Newsletter

While there are many volunteer positions available, as Hole Captains we are looking for Marshals to add to our group.
 
What is a Marshal? A Marshal is inside the ropes at the event and is responsible for not only crowd control, but also helps direct players, caddies, locate golf balls, etc... and gets to interact media personnel that follow groups around the course.
 
What is the time committment? Each Marshal is asked to volunteer 3-4 shifts of 4 hours each over the course of the week. As a volunteer, you will receive food and beverage vouchers to use during your shift. After this commitment is complete, they are welcome to enjoy the championship at their leisure.
 
The event is next July, why do I need to register now? The Marshal Committee for the championship is the largest committee and therefore takes the most coordination and planning. Kohler has set the deadline to register as a Marshal at August 31st. Registration must include payment of the volunteer fee. This will ensure that uniforms can be ordered in September and that we can begin to schedule orientations and start to set up hole assignments among other things.
 
What happens if my plans change after I register? You will be eligible to receive a full refund up to April 1, 2012 in the event you can no longer volunteer after you have registered and paid.
 
If you have any questions, please feel free to contact Lisa or Jill. We hope you will consider volunteering for this great event!! (Right now men out number women volunteers 2-1)
 
Jill Martin
 
Lisa Bear

Friday, June 3, 2011

KNOLLWARD The finest mansion in MIDWEST 4 sale. 5+ million, Oconomowoc, Milwaukee, Waukesha County

KNOLLWARD The finest mansion in MIDWEST 4 sale. 5.75 million



KNOLLWARD - A Marjorie Montgomery Ward Estate established in 1928

You have to see this one to believe it…

an encompassing 350 ft of prsitine frontage on Lac LaBelle

Rooms: 30 / Bedrooms: 8 / Bathrooms: 10.5 / Garage Spaces:4.5 / Sq Ft: 15,222

Price - MVP'd 5.5 to 6.5 million

Directions: From Milw/Chicago take I94 to Hwy 16 (From Madison I94 to Hwy 67N to Hwy 16)into Oconomowoc. Go through the roundabout and at Wisconsin Ave/Main Street intersection turn north.Follow to home on left.

Welcome to Knollward - Showplace of the Midwest

Imagine gables roofs, dormers, oriel, French Provincial windows, black marble, wrought iron, cypress beams, gold plating and turreted outlines framing 355feet of Lac La Belle lake shore. Picture traveling through 30 rooms with seven fireplaces and 17 chandeliers in a time still suspended in the year 1928.


Now picture yourself owning incredible KNOLLWARD; the former summer home of Marjorie Montgomery Ward Baker, a monument paying tribute to an unsurpassed era of glamour, grace and style.

Marjorie Montgomery Ward Baker was the adopted daughter and only child of Aaron Montgomery and Betty Ward. Aaron Montgomery Ward was the founder of the nationally known mail order firm and first “wishbook.”


Commanding the east bank of Lac La Belle, the mansion is located at 800 N Lake Road, Oconomowoc. Known for its picturesque lakes and historical integrity, Oconomowoc captures the beauty of small town America combined with the sophistication of metropolitan Milwaukee just 30 miles east.

The story of Knollward is as fascinating as the house.

Aaron Montgomery Ward was born on February 17, 1844 in Chatham, New Jersey. When he was about nine years old, his father, Sylvester Ward, moved the family to Niles, Michigan, where Aaron attended public schools. He was one of a large family, which at that time was far from wealthy. When he was fourteen, he was apprenticed to a trade to help support the family. According to his brief memoirs, he first earned 25 cents per day at a cutting machine in a barrel stave factory and then stacking brick in a kiln at 30 cents a day.


Energy and ambition drove him to seek employment in the town of St. Joseph, a market for outlying fruit orchards, where he went to work in a shoe store. Being a fair salesman, within nine months he was engaged as a salesman in a general country store at six dollars per month plus board, a considerable salary at the time. He rose to become head clerk and general manager and remained at this store for three years. By the end of those three years, his salary was one hundred dollars a month plus his board. He left for a better job in a competing store, where he worked another two years. In this period, Ward learned retailing.


In 1865, Ward located in Chicago, worked for Case and a lamp house. He traveled for them, and sold goods on commission for a short time. Chicago was the center of the wholesale dry-goods trade.


In the 1860s Ward joined the leading dry-goods house, Field Palmer & Leiter, a forerunner of Marshall Field & Co. He worked for Field for two years and then joined the wholesale dry-goods business of Wills, Greg & Co. In tedious rounds of train trips to southern communities, hiring rigs at the local stables, driving out to the crossroads stores and listening to the complaints of the back-country proprietors and their rural customers, he conceived a new merchandising technique: direct mail sales to country people. It was a time when rural consumers longed for the comforts of the city, yet all too often were victimized by monopolists and overcharged by the costs of many middlemen required to bring manufactured products to the countryside. The quality of merchandise also was suspect and the hapless farmer had no recourse in a caveat emptor economy. Ward shaped a plan to buy goods at low cost for cash. By eliminating intermediaries, with their markups and commissions, and drastically cutting selling costs, he could sell goods to people, however remote, at appealing prices. He then invited them to send their orders by mail and delivered the purchases to their nearest railroad station. The only thing he lacked was capital.


After several false starts, including the destruction of his first inventory by the Great Chicago Fire, Ward started his business at his first offices at the corner of North Clark and Kedzie streets, with two partners and using $1,600 they had raised in capital. The first catalog in August 1872 consisted of an 8 by 12 in. single-sheet price list, showing 163 articles for sale with ordering instructions. Ward himself wrote the first catalog copy. His two partners left the following year, but he continued the struggling business and was joined by his future brother-in-law Richard Thorne.


In the first few years, the business was not well received by rural retailers, who considered Ward a threat and sometimes publicly burned his catalog. Despite the opposition, however, the business grew at a fast pace over the next several decades, fueled by demand primarily from rural customers who were attracted by the wide selection of items unavailable to them locally. Customers were also attracted by the innovative and unprecedented company policy of "satisfaction guaranteed or your money back", which Ward began using in 1875. Although Ward turned the copy writing over to department heads, he continued poring over every detail in the catalog for accuracy. Ward himself became widely popular among residents of Chicago, championing the causes of the common folk over the wealthy, most notably in his successful fight to establish parkland along Lake Michigan.


In 1883, the company's catalog, which became popularly known as the "Wish Book", had grown to 240 pages and 10,000 items.


In 1896, Ward acquired its first serious competition in the mail order business, when Richard Warren Sears introduced his first general catalog.


In 1900, Ward had total sales of $8.7 million, compared to $10 million for Sears, Roebuck and Co., and the two companies were to struggle for dominance for much of the 20th century. By 1904, the company had grown such that three million catalogs, weighing 4 pounds each, were mailed to customers.


In 1908, the company opened a building stretching along nearly 1/4 mile of the Chicago River, north of downtown Chicago. (The building, known as the Montgomery Ward & Co. Catalog House, served as the company headquarters until 1974, when the offices moved across the street to a new tower. It was declared a National Historic Landmark in 1978 and a Chicago historic landmark in May 2000.)


At age 50, A. Montgomery Ward retired from the business a very wealthy man.


Seven years prior to his retirement, he came to Oconomowoc and purchased Colonel Durand’s three hundred acre horse breeding farm on the southwest corner of Lac La Belle, in what is know the Mary Lane area and he named it La Belle Knoll. For the next twenty years he carried on there an extensive horse breeding operation and sold many horses. He also hitched them to his elegant carriages and drove in numerous horse shows in the country, acquiring a great number of trophies and ribbons.


The Wards had no children, but in 1892 when Mrs. Ward’s sister died in childbirth, they went to Michigan and adopted her daughter, who became Marjorie Ward. As a small girl, she went along with her parents to the International Horse Show in London, where her father won the world champion trophy with his tallyho drag and team, a four horse hitch, winning over the King of England and the Czar of Russia.


Ward had a love for the city of Chicago and fought for the poor people's access to Chicago's lakefront. In 1906 he campaigned to preserve Grant Park as a public park. Ward twice sued the city of Chicago to force it to remove buildings and structures from Grant Park and to keep it from building new ones. Ward is known by some as the "watch dog of the lake front" for his preservationist efforts. As a result, the city has what is termed as the Montgomery Ward height restrictions on buildings and structures in Grant Park. (However, Crown Fountain and Jay Pritzker Pavilion were exempt from the height restriction because they were classified as works of art and not buildings or structures.) Ward is said to continue to rule and protect Grant Park from his grave.


In 1909, while the Wards were at their California winter home, the home on the La Belle Knoll estate burned to the ground, but the stables remained unharmed. Mr. Ward returned to Oconomowoc, but he never rebuilt a home there. Instead he rented a double suite at Draper Hall Hotel and each morning he bicycled out to the stables to watch the coachman working with the horses. In 1911, he drove a Modoc four cylinder touring car, which was sold by his company.


In late 1913 Ward broke his leg, and death soon followed. He died at the age of 69. Ward willed $20 million to his widow, Betty, and $2 million to his adopted daughter Marjorie.


In 1926, the Simmons property, with 700 feet of Lac La Belle frontage, came on the market. This land is where KNOLLWARD now stands. Mrs. Ward purchased it and had the existing buildings razed.


Mrs. Ward engaged architects and builders to erect the gracious mansion at a cost of $80,000 just before the country sunk into Depression. The elegant touches that such money bought are evident from the moment you set your eyes upon it. It was considered the finest example of French-Provincial Manor type architecture in the Midwest and still carries a reputation as a “Showplace of the Midwest”.


It took two years to build, and when it was finished, Mrs. Ward and Marjorie were in California. They returned to the Midwest, but before they got to Oconomowoc, Mrs. Ward died at their Chicago home. So, Marjorie came to live at Knollward, given the name of the family home on the other side of the lake, which had burned.


Marjorie, by all accounts, lived a fairy-tale life at the mansion. She filled the dream house with treasures such as 17 crystal chandeliers, walnut paneling in the salon, a marble bathroom, seven fireplaces (all real, emblazoned with the Ward coat of arms), Cyril Colnik wrought iron and gold plated telephones and faucets, a private telephone booth, fountains, garden frescoes and even a miniature marble tub for her dog. She imported students from the Chicago Art Institute to hand paint walls and even the ceiling of her bathroom.


The elder Wards did not give many parties, but Marjorie didn’t share her parent’s aversion to social whirl. She became famous for entertaining the glittering folk of Hollywood, kings and politicians. Her housewarming skills were memorable. She hired a nine piece band, minstrel singers, and a cabaret show. Chicago caterers served 200 guests on Crown Derby and Dresden china. Small tables were set up on the lantern-lit patio all around the grounds. And there were other parties, too. A Gypsy Party for one hundred and fifty guests had two bands, fortune tellers giving out favors, acrobats, and clowns. And then, of course, there were those affairs where guests were in formal attire and arrived at the front door in black limousines.


In 1932, Marjorie married Robert Baker, an Oconomowoc man whose family “made their money in coal.” The couple met in 1913, but all four of the couple’s parents disapproved of this match, so the courtship was a long one. They waited for the demise of all their parents before marrying, at which time they were both forty years old.


The Baker’s built an addition to Knollward, an elegant wing for the mister, including the master bedroom suite, library, curved halls, turrets, spiral staircase and his own front door. The Zebra Lounge, a party lounge complete with black and silver art deco-style fireplace was also added under the library along with a tunnel through which the butler replenished the liquor supply unobtrusively (during the Prohibition era.)


The Bakers spent time at Knollward, living most of the winter and spring in Chicago, until Marjorie’s death in 1959. Her will stipulated that her husband could use the mansion during his lifetime. Instead he moved to Chicago. He died, at age 85, in Bronxville, NY.


After he moved out the estate became property of the Montgomery Ward Foundation, which was offered to the Milwaukee Episcopal Archdiocese first, and then to the City of Oconomowoc as a library and civic center. The gift was valued at $300,000. Lutheran Homes of Oconomowoc was a willing recipient in 1961, as long as the home was used as a home for elderly people for 25 years. The Foundation’s gift included fund for construction of a new two story wing to match the original exterior, remodeling and decorating.


By the early 1990’s, government guidelines and restrictions caused Lutheran Home to build a new building, Shorehaven Tower, across the lake. It opened in 1996. Thus, Knollward was put up for sale and purchased in June 1997.


In 1997, with new owners and a vision to “get it back to what it was”, a complete renovation began to restore the integrity and bring the house into the modern century. The house needed a complete overhaul, including a new electrical system, new plumbing, new mechanicals, including the entire heating system and the addition of air conditioning. About 9,000 square feet of hardwood and marble floor also needed refinishing. Further, because it had last functioned as a retirement home and the graciously sized rooms had been subdivided to create more bedrooms, multiple wall partitions needed to be torn down.


A symbol of beauty in a bygone era, the existing owners also updated the kitchen and baths with modern facilities while maintaining the revel and character. The original detailed ironwork of the world famous Cyril Colnik remains, as do the fountains, urns, the original Montgomery Ward coats of arms, as well as many of the chandeliers, sconces, and marble floors.


Now in 2010, Knollward becomes available to a new family who will appreciate the splendor and history of this estate. Knollward, with its 30 some rooms (50 if you count baths and storage areas) encompasses 15,222 square feet, boosts 8 bedrooms, 10.5 bathrooms, 4.5 car garages located on 335 feet of sparkling frontage on Lac La Belle in Oconomowoc which offers exquisite lake views, crystal clear waters and gorgeous sunsets.


Today’s value is estimated at between 5.5 and 6.5 million


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